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Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
- Customer Stories
- Resume Quote / Application
What type of coverage do you need?
- Vacation / Holiday
- Visitor / Immigrant
- Student / Scholar
- Employer / Business Traveler
- Expat / Global Citizen
- Mission / Social Good
- Marine Captain / Crew
- Flights / Airfare
- Cruises / Excursions
Travel Medical Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
Popular Plans
International health insurance.
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Traveler Services
Non-insurance services for worldwide emergency evacuation, field rescue, medical transport, and 24/7/365 travel assistance.
Enterprise Services
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.
What type of organization do you represent?
- Corporations
- Insurance Companies
- Educational Institutions
- Mission Organizations
- Maritime Industries
- Government Agencies
- Non-Profit Organizations
Medical & Travel Assistance
Global workers' compensation case management, security assistance services, insurance administrative services, marine crew insurance plans, health insurance options for yacht crews & captains.
A s a professional marine crew member, you know that finding adequate medical coverage can be a challenge. The unique demands of your profession often can prevent you from getting the inclusive international health care plan you need and deserve.
IMG understands your challenges and healthcare needs, at sea and in port. We're proud to provide comprehensive and portable marine crew insurance plans designed specifically for professional yacht and marine crew. The plans provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment around the world.
We go a step further than your vessel's required Protection and Indemnity insurance by offering 24/7 emergency medical and travel assistance to crew members, exemplary claims handling and customer service, assistance finding treatment facilities and coordination of emergency medical evacuations. Explore IMG's medical insurance for crew members below.
Popular Plans For Marine Captains & Crews
Global Medical Insurance
Annually renewable worldwide medical insurance program for individuals and families
- Long-term (1+ year) worldwide medical insurance for individuals and families
- Annually renewable medical coverage
- Deductible options from $100 to $25,000
- Maximum limit options from $1,000,000 to $8,000,000
Summary of Benefits
Subject to deductible and coinsurance unless otherwise noted
| Benefit | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Lifetime Maximum Limit | $1,000,000 per individual | $5,000,000 per individual | $5,000,000 per individual | $8,000,000 per individual |
| Deductible | $250 to $10,000 | $250 to $10,000 | $250 to $25,000 | $100 to $25,000 |
| Treatment Outside the U.S. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. |
| Treatment inside the U.S. using Medical Concierge | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. | 50% of deductible waived, up to a maximum of $2,500. No coinsurance. |
| Treatment inside the U.S. - PPO Network | Subject to deductible. No coinsurance. | Subject to deductible. No coinsurance. | Subject to deductible. No coinsurance. | Subject to deductible. No coinsurance. |
| Treatment inside the U.S. - Non-PPO Network | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage. | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage. | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage. | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage. |
| Coinsurance | International – 100% U.S. in-network – 100% U.S. out-of-network – 80% | International – 100% U.S. in-network – 100% U.S. out-of-network – 80% | International – 100% U.S. in-network – 100% U.S. out-of-network – 80% | International – 100% U.S. in-network – 100% U.S. out-of-network – 80% |
| Outpatient | $300 maximum per visit – lab tests; $250 maximum per visit – diagnostic x-rays $500 maximum limit – specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance | $300 maximum per visit – lab tests; $250 maximum per visit – diagnostic x-rays 25 combined maximum visits Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Mental/Nervous | N/A | Outpatient after 12 months of continuous coverage. | $10,000 maximum per period of coverage with a $50,000 lifetime maximum - Available after 12 months of continuous coverage. | $50,000 lifetime maximum |
| Hospital Emergency Room Injury | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Hospital Emergency Room Illness | Subject to deductible and coinsurance. Covered only if admitted as inpatient | Subject to deductible and coinsurance. Additional $250 deductible if not admitted as an inpatient | Subject to deductible and coinsurance. Additional $250 deductible if not admitted as an inpatient | Subject to deductible and coinsurance. Additional $250 deductible if not admitted as an inpatient |
| Hospitalization / Room & Board | Subject to deductible and coinsurance for average semi-private room rate | Subject to deductible and coinsurance for average semi-private room rate. All subject to $600 per day/240 day maximum | Subject to deductible and coinsurance for average semi-private room rate | Subject to deductible and coinsurance for average private room rate |
| Intensive Care Unit | Subject to deductible and coinsurance | Subject to deductible and coinsurance. $1,500 limit per day – 180 days of coverage per event | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy | Subject to deductible and coinsurance. $600 maximum per examination | Subject to deductible and coinsurance. $600 maximum per examination | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Surgery | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Assistant Surgeon | 20% of primary surgeon’s charge | 20% of primary surgeon’s charge | 20% of primary surgeon’s charge | 20% of primary surgeon’s charge |
| Chemotherapy or Radiation Therapy | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
| Maternity | N/A | N/A | N/A | $2,500 additional deductible per pregnancy. $50,000 lifetime maximum. $200 newborn preventative care benefit for the first 31 days – 12 months after birth. $250,000 maximum for newborn care & congenital disorders for the first 31 days after birth |
| Podiatry Care | N/A | N/A | $750 maximum limit | $750 maximum limit |
| Physical Therapy | Subject to deductible and coinsurance. $40 maximum per visit – 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery | Subject to deductible and coinsurance. $40 maximum per visit – 30 visit limit | Subject to deductible and coinsurance. $50 maximum per visit | Subject to deductible and coinsurance. $50 maximum per visit |
| Transplants | $250,000 lifetime maximum | $250,000 lifetime maximum | $1,000,000 lifetime maximum | $2,000,000 lifetime maximum |
| Prescription Drugs, Dressings, and Durable Medical Equipment | Subject to deductible and coinsurance. Available for 90 days following related inpatient treatment or outpatient surgery. $600 outpatient maximum limit per event | Subject to deductible and coinsurance. 90-day supply per prescription following related covered event. U.S. Retail Pharmacy | Subject to deductible and coinsurance. 90-day supply per prescription. U.S. Retail Pharmacy | U.S. Retail Pharmacy: prescription drug card required. Copay per 30-day supply: $20 for generic/$40 for brand name where generic is not available. International Retail Pharmacy (subject to deductible): 100% |
| Expatriate Prescription Services Program | N/A | N/A | N/A | Copay per 30-day supply: $20 for generic/$40 for non-preferred brand name. Must enroll via provider website: www.expatps.com Dispensing maximum: 180 days |
| Orphan or Biologic Drugs | Inpatient Treatment maximum limit: $250,000. Outpatient Surgery: up to the maximum limit. Subject to deductible and coinsurance. Does not apply to maximum limit per event | Outpatient and Emergency Department Treatment maximum limit: $250,000. Subject to deductible and coinsurance | Inpatient & Outpatient Treatment maximum limit: $250,000. Subject to deductible and coinsurance | Maximum limit $250,000. U.S. Retail Pharmacy & expatriate prescription services program: Subject to copayments. International retail pharmacy: Subject to deductible and coinsurance. Inpatient/outpatient medical treatment: Subject to deductible and coinsurance |
| Healthy Travel Preventative Coverage | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination |
| Vision | Optional Rider | Optional Rider | Optional Rider | $100 maximum per 24 months for exams. $150 per 24 months for materials |
| Emergency Local Ambulance | $1,500 maximum limit per event - not subject to deductible or coinsurance. | $1,500 maximum limit per event - not subject to deductible or coinsurance. | Subject to deductible and coinsurance | Not subject to deductible and coinsurance |
| Emergency Evacuation | $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. | $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. | Up to lifetime maximum limit. Not subject to deductible or coinsurance. | Up to lifetime maximum limit. Not subject to deductible or coinsurance. |
| Emergency Reunion | $10,000 lifetime maximum. Not subject to deductible or coinsurance | N/A | $10,000 lifetime maximum. Not subject to deductible or coinsurance | $10,000 lifetime maximum. Not subject to deductible or coinsurance |
| Interfacility Ambulance Transfer | $1,500 maximum limit per event. Not subject to deductible or coinsurance. U.S. only | $1,500 maximum limit per event. Not subject to deductible or coinsurance. U.S. only | Subject to deductible and coinsurance. U.S. only | Not subject to deductible or coinsurance. U.S. only |
| Political Evacuation and Repatriation | N/A | N/A | N/A | $10,000 lifetime maximum |
| Remote Transportation | N/A | N/A | N/A | $5,000 per period of coverage up to $20,000 lifetime maximum. Not subject to deductible or coinsurance |
| Return of Mortal Remains | $25,000 lifetime maximum - not subject to deductible or coinsurance. | $25,000 lifetime maximum - not subject to deductible or coinsurance. | $25,000 lifetime maximum - not subject to deductible or coinsurance. | $50,000 lifetime maximum - not subject to deductible or coinsurance. |
| Complementary Medicine | N/A | N/A | $500 maximum limit per period of coverage | $500 maximum limit per period of coverage |
| Traumatic Dental Injury | $1,000 per period of coverage | $1,000 per period of coverage | Up to the lifetime maximum limit | Up to the lifetime maximum limit |
| Treatment Due to Unexpected Pain to Sound, Natural Teeth | N/A | N/A | $100 per period of coverage | 100% |
| Non-Emergency Treatment at a Dental Provider due to an Accident | N/A | N/A | $500 per period of coverage | See Non-Emergency Dental benefit |
| Non-emergency Dental | Optional Rider | Optional Rider | Optional Rider | $750 maximum per period of coverage; $50 individual deductible, applies to minor restorative and major restorative services |
| Hospital Indemnity | Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage. Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage. | Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage. Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage. | Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage. Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage. | Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage. Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage. |
| Supplemental Accident | N/A | N/A | $300 of Eligible Medical Expenses following an accident. Not subject to deductible or coinsurance | $500 of Eligible Medical Expenses following an accident. Not subject to deductible or coinsurance |
| Adult Preventative Care | N/A | N/A | $250 per period of coverage. Not subject to deductible or coinsurance | $500 per period of coverage. Not subject to deductible or coinsurance |
| Child Preventative Care | N/A | $70 maximum per visit, 3 visit limit per period of coverage. Not subject to deductible or coinsurance. | $200 maximum per period of coverage. Not subject to deductible or coinsurance. | $400 maximum per period of coverage. Not subject to deductible or coinsurance. |
| Pre-Existing Conditions Limitation** | Excluded | $50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions. Available after 24 months of continuous coverage.** | $50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions. Available after 24 months of continuous coverage.** | Covered if disclosed and not excluded by rider |
| Teleconsultation* | N/A | N/A | Yes | Yes |
| Remote Mental Health Service | N/A | N/A | N/A | Yes |
| Travel Intelligence Portal | Yes | Yes | Yes | Yes |
*Teleconsultations will not support a diagnosis for Mental or Nervous Disorders. Coverage for a Teleconsultation is not a determination that any specific condition discussed, raised or identified during such Consultation is covered under this insurance. We reserve the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teleconsultation where the illness or injury is directly or indirectly related to any Pre-existing Condition or is otherwise excluded under this Policy.
**If applicants can verify their prior health insurance, with no significant break in coverage (63 days), IMG may accept this as Creditable Coverage and provide a pre-existing conditions waiver (final decision is subject to Underwriters approval). Creditable Coverage is defined as a group health plan provided by a U.S. employer or Health Insurance Issuer, individual major medical health insurance provided by a Health Insurance Issuer, or other Public Health Plan (any health plan established or maintained by a State or the U.S. government).
International Marine Medical Insurance
Worldwide group coverage for professional marine crew
- $5,000,000 maximum benefit per insured person per period of coverage
- Primary to the vessel's Protection and Indemnity insurance (P&I)
- Coverage for individuals and dependents
- Optional Sports Expansion add-on coverage available
Medical Benefits Summary
| Maximum Limit | $5,000,000 per period of coverage |
| Medical Concierge | The Medical Concierge Service is a proprietary service of IMG that helps an insured person navigate the United States healthcare system to identify the highest quality providers for scheduled inpatient and certain outpatient treatments. Refer to the MEDICAL CONCIERGE provision for further details. |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Deductible | $0 | $0 | $100 - $10,000 | $100 - $10,000 |
| Family Deductible | $0 | $0 | 3 deductibles | 3 deductibles |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Coinsurance | Plan pays 100%, Insured pays 0% | Plan pays 100%, Insured pays 0% | Plan pays 80%, Insured pays 20% | Plan pays 100%, Insured pays 0% |
| Out-of-Pocket Maximum | $0 | $0 | $1,000 | $0 |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Sudden and Unexpected Reoccurrence of Pre-Existing Conditions | Not applicable | 100% | 80% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Eligible Medical Expenses | 100% | 100% | 80% | 100% |
| Physician Visits/Services | Not applicable | 100% | 80% | 100% |
| Hospital Emergency Room: United States | Not applicable | 100% | 80% | Not applicable |
| Hospital Emergency Room: International | Not applicable | Not applicable | Not applicable | 100% |
| Hospitalization/Room & Board | 100% | 100% | 80% | 100% |
| Intensive Care | 100% | 100% | 80% | 100% |
| COVID-19/SARS-CoV-2 Coverage | Charges for treatment resulting from COVID-19/SARS-CoV-2 are covered as any other illness covered under the policy. | |||
| Outpatient Surgical/Hospital Facility | 100% | 100% | 80% | 100% |
| Laboratory | Not applicable | 100% | 80% | 100% |
| Radiology/X-Ray | 100% | 100% | 80% | 100% |
| Chemotherapy/Radiation Therapy | 100% | 100% | 80% | 100% |
| Pre-Admission Testing | Not applicable | 100% | 80% | 100% |
| Surgery | 100% | 100% | 80% | 100% |
| Reconstructive Surgery | 100% | 100% | 80% | 100% |
| Assistant Surgeon | 100% | 100% | 80% | 100% |
| Second Surgical Opinion | Not applicable | 100% | 80% | 100% |
| Anesthetists | 100% | 100% | 80% | 100% |
| Pregnancy and Newborn Care | Not applicable | 100% | 80% | 100% |
| Pregnancy Complications | Not applicable | 100% | 80% | 100% |
| Durable Medical Equipment | Not applicable | 100% | 80% | 100% |
| Podiatry Care | Not applicable | 100% | 80% | 100% |
| Chiropractic Care (Outpatient) | Not applicable | 100% | 100% | 100% |
| Chiropractic Care (Inpatient) | Not applicable | 100% | 80% | 100% |
| Physical Therapy | Not applicable | 100% | 100% | 100% |
| Occupational Therapy | Not applicable | 100% | 80% | 100% |
| Extended Care Facility | 100% | 100% | 80% | 100% |
| Home Nursing Care | 100% | 100% | 80% | 100% |
| Transplant | 100% | 100% | 80% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Adult Preventative Care | Not applicable | 100% | 100% | 100% |
| Child Preventative Care | Not applicable | 100% | 100% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Routine Eye Examination | Maximum limit every 24 months: $100 | Maximum limit every 24 months: $100 | Maximum limit every 24 months: $100 | Maximum limit every 24 months: $100 |
| Corrective Lenses, Contacts, Frames | Maximum limit every 24 months: $150 | Maximum limit every 24 months: $150 | Maximum limit every 24 months: $150 | Maximum limit every 24 months: $150 |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Prescriptions | Not applicable | 80% | 80% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Lifetime Maximum | $20,000 | $20,000 | $20,000 | $20,000 |
| Inpatient Mental or Nervous/Substance Abuse | 100% | 100% | 80% | 100% |
| Outpatient Mental or Nervous/Substance Abuse | Not applicable | 100% | 80% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Emergency Local Ambulance | Not applicable | 100% | 80% | 100% |
| Emergency Medical Evacuation | Not applicable | 100% | 100% | 100% |
| Emergency Reunion | Not applicable | 100% | 100% | 100% |
| Interfacility Ambulance Transfer | Not applicable | 100% | 100% | 100% |
| Return of Mortal Remains | Not applicable | 100% | 100% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Accommodation Benefit | Not applicable | 100% | 100% | 100% |
| Amateur Sailboat Racing | Not applicable | 100% | 80% | 100% |
| Crew Member Return | Not applicable | 100% | 100% | 100% |
| Emergency Dental | Not applicable | 80% | 80% | 100% |
| Traumatic Dental Injury | Not applicable | 100% | 80% | 100% |
| Hospital Indemnity | ||||
| Remote Mental Health Service* | Company pays 100% | Company pays 100% | Company pays 100% | Company pays 100% |
| Teleconsultation** | Company pays 100% | Company pays 100% | Company pays 100% | Company pays 100% |
| Medical Travel Management | Medically necessary non-emergency treatment, including hospitalization and surgery for approved procedures; the Company will offer medical travel as a means to manage the costs. If Medical Travel is approved, the Company will reimburse 10% of the cost savings, up to a maximum of $7,500 back to the Insured Person where such savings arise from Treatment outside of the United States. Meal allowance maximum: $100 Refer to the MEDICAL TRAVEL MANAGEMENT provision for further details and requirements. | |||
| Non-Emergency Medical Evacuation | Not applicable | 100% | 100% | 100% |
| Recreational Underwater Activities | Not applicable | 100% | 80% | 100% |
| Supplemental Accident Benefit | Not applicable | 100% | 100% | 100% |
*Coverage for Remote Mental Health Service is not a determination that any specific condition discussed, raised or identified during such consultation is covered under this insurance. The Company reserves the right to decline future claims relating to or arising from any condition, raised, or identified during a Remote Mental Health Service consultation where the illness or injury is directly related to any pre-existing condition or is otherwise excluded under this Certificate of Insurance.
**Teleconsultations will not support a diagnosis for Mental or Nervous Disorders. Coverage for a Teleconsultation is not a determination that any specific condition discussed, raised or identified during such Consultation is covered under this insurance. We reserve the right to decline future claims relating to or arising from any condition discussed, raised or identified during a Teleconsultation where the illness or injury is directly or indirectly related to any Pre-existing Condition or is otherwise excluded under this Certificate of Insurance.
Dental Benefits Summary
| Calendar Year Maximum Limit | $1,000 - $1,500 - $3,000 |
| Calendar Year Orthodontia Maximum Limit | $1,000 - $1,500 - $3,000 |
| Deductible | $50 |
| Family Deductible | $150 |
| Benefit | Coinsurance | |
| Diagnostic and Preventative Services | Plan pays 100% | Insured pays 0% |
| Emergency Palliative Treatment | Plan pays 100% | Insured pays 0% |
| Radiographs | Plan pays 80% | Insured pays 20% |
| Oral Surgery | Plan pays 80% | Insured pays 20% |
| Endodontics | Plan pays 80% | Insured pays 20% |
| Periodontics | Plan pays 80% | Insured pays 20% |
| Minor Restorative Services | Plan pays 80% | Insured pays 20% |
| Major Restorative Services | Plan pays 50% | Insured pays 50% |
| Prosthodontics | Plan pays 50% | Insured pays 50% |
| Orthodontia | Plan pays 50% | Insured pays 50% |
| Currency Options | Available in $USD or €EUR |
| Maximum Limit | $5,000,000 per period of coverage |
| Medical Concierge | The Medical Concierge Service is a proprietary service of IMG that helps an insured person navigate the United States healthcare system to identify the highest quality providers for scheduled inpatient and certain outpatient treatments. Refer to the MEDICAL CONCIERGE provision for further details. |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International |
| Eligible Medical Expenses | 100% | 100% | 80% | 100% |
| Physician Visits/Services | Not applicable | 100% | 80% | 100% |
| Teladoc Consultation* | Company pays 100% within the U.S. | Company pays 100% within the U.S. | Company pays 100% within the U.S. | Company pays 100% within the U.S. |
| Hospital Emergency Room: United States | Not applicable | 100% | 80% | Not applicable |
| Hospital Emergency Room: International | Not applicable | Not applicable | Not applicable | 100% |
| Hospitalization/Room & Board | 100% | 100% | 80% | 100% |
| Intensive Care | 100% | 100% | 80% | 100% |
| COVID-19/SARS-CoV-2 Coverage | Charges for treatment resulting from COVID-19/SARS-CoV-2 are covered as any other illness covered under the policy. | |||
| Outpatient Surgical/Hospital Facility | 100% | 100% | 80% | 100% |
| Laboratory | Not applicable | 100% | 80% | 100% |
| Radiology/X-Ray | 100% | 100% | 80% | 100% |
| Chemotherapy/Radiation Therapy | 100% | 100% | 80% | 100% |
| Pre-Admission Testing | Not applicable | 100% | 80% | 100% |
| Surgery | 100% | 100% | 80% | 100% |
| Reconstructive Surgery | 100% | 100% | 80% | 100% |
| Assistant Surgeon | 100% | 100% | 80% | 100% |
| Second Surgical Opinion | Not applicable | 100% | 80% | 100% |
| Anesthetists | 100% | 100% | 80% | 100% |
| Pregnancy and Newborn Care | Not applicable | 100% | 80% | 100% |
| Pregnancy Complications | Not applicable | 100% | 80% | 100% |
| Durable Medical Equipment | Not applicable | 100% | 80% | 100% |
| Podiatry Care | Not applicable | 100% | 80% | 100% |
| Chiropractic Care (Outpatient) | Not applicable | 100% | 100% | 100% |
| Chiropractic Care (Inpatient) | Not applicable | 100% | 80% | 100% |
| Physical Therapy | Not applicable | 100% | 100% | 100% |
| Occupational Therapy | Not applicable | 100% | 100% | 100% |
| Extended Care Facility | 100% | 100% | 80% | 100% |
| Home Nursing Care | 100% | 100% | 80% | 100% |
| Transplant | 100% | 100% | 80% | 100% |
| Benefit | Medical Concierge | In-Network | Out-of-Network | International | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Prescriptions | Not applicable | 80% | 80% | 100% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| United States Retail Pharmacy | Universal RX (URX) Prescription Drug Card MUST be utilized for all outpatient prescription drugs in the United States. Retail Pharmacy Copayments:
Platinum Dental Benefits Summary
 Cruise Line International Insurance
The following is a schedule of benefits for CLI Group. The plan covers the Usual, Reasonable, and Customary (URC) charges for eligible expenses in the area where you receive treatment. All amounts shown are in U.S. dollars.
Optional Group Dental Summary & Rates
Give us a callHave any questions we’re here to help you, 866-263-0669, recent blog articles, flying during the coronavirus pandemic — what to expect now and in the future. Taking flights right now is still possible, and my experience will likely be a look into the future for when travel restrictions begin to relax. Frequently Asked QuestionsWith an international health plan from IMG, you have medical coverage worldwide. Our plans give you the freedom to choose your own health care provider wherever you are in the world.To view IMG's exclusive provider list, visit the Find A Doctor page in the myIMG member area. Insurance prices are regulated by the government - you won't find a better price on IMG insurance plans anywhere else. If you are applying for coverage under the Patriot series of plans, IMG will process your application and send your ID card and other documents within one business day. If you are applying for coverage under the Global or Group series, IMG will process your application within three to four business days following the receipt of all required information, and your materials will be forwarded the same day coverage is approved. Every attempt will be made to process your application timely. The specific time frame depends largely on the type of coverage for which you are applying. This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations. Global Resources. Local Care.Languages spoken in-house, countries where members are served, insurance plans to fit your needs, employees & growing, doctors & hospitals in our global database, request information, to request more information, please fill out the form below. after you submit the form, we will have an img representative contact you., contact information, company information, how can we help. Thank you for your submission! A representative will be with you shortly.Select your language, headquarters, send a message. If you need to send personal information such as medical records, payment information, etc., please use our Secure Message Center . Thank you for your message! We'll be in touch shortly.Crewselect contact info, brandon merideth. Account Executive / Group Development International Medical Group® 2960 N. Meridian St. Indianapolis, IN 46208 USA Phone: +1.317.833.1807 Email: [email protected] InsuranceMhg offices. Calls are answered in English by our offices in Fort Lauderdale, Hamburg and the Isle of Man. MHG Services Inc.Mhg ocean benefits ltd, yacht crew insurance. International Health insurance designed with crew in mind. Let's Talk Yacht Crew insurance is our focusYacht Crew insurance for individuals, groups, and fleets. Your crew deserves the best Health insurance. As a yacht manager, captain, or purser, you already have a lot of responsibility. Worrying about your crew’s healthcare is something we can take off your hands. Our insurance specialists have a wealth of knowledge and experience in the yachting industry to deliver the best insurance products for your budget while also handling the claims, communication, and administration that come along with it. We'll also find the right balance between protecting the owner’s liability and financial interests while providing the crew with the appropriate coverage. Are you looking for individual Yacht Crew insurance options? We can help with that as well. Yacht Crew insurance coverage highlightsBenefits to keep crew fit and healthy while at work or ashore. Yacht Crew insurance is Health insurance coverage designed to cover the unique work environment and adventurous lifestyle of yacht crew. Plans are designed to respond to the international work requirements of yacht crew and contain all the benefits they need to stay fit and healthy, wherever the vessel’s itinerary takes them. Plans can be benefit rich or offer basic coverage. With simple billing and administration, Yacht Crew insurance plans can be easily managed from anywhere in the world. Depending on the Yacht Crew insurance plan selected, coverage can include:
The benefits of benefitsBenefits are a win win! Here’s how yacht crew and yacht owners can benefit from having a Yacht Crew insurance plan. Yacht Crew Benefits
Owner Benefits
What other insurance plans are available to yacht crew?Build a comprehensive Crew Benefits package for your team. Yacht Crew insurance goes beyond just medical coverage. Consider adding the following options to create a comprehensive benefits package for your crew. Some benefits are offered only on a group basis.
Common questions about Yacht Crew InsuranceWhat does yacht crew insurance cover, yacht crew insurance is international health insurance that provides coverage for routine doctor visits, preventative care, and emergency medical services. optional coverage for adventure sports, maternity, and dependent coverage are typically available. coverage is primary to the yacht’s p&i policy., how much does yacht crew insurance cost, the itinerary of the vessel, average age of the group, and plan features are just some of the many variables that can affect the cost of a yacht crew insurance policy. based on your budget and requirements, mhg’s insurance specialists will provide you with viable options that provide the best coverage for your price point. if you’re looking for individual coverage, age, gender, and sometimes nationality can affect the cost of the insurance plan., doesn’t the yacht’s insurance cover me if i get sick or injured, in most cases, yes, the vessel owner is responsible if you are hurt on the yacht. what about when you’re not on the yacht, enjoying time on shore having proper health insurance provides a lot of peace of mind and a defined benefit whether you’re on or off the yacht., what should i keep in mind when selecting a yacht crew insurance plan, selecting the best yacht crew insurance plan for yourself or your group can be difficult. here are some tips to make the process easier: choose a yacht crew insurance plan with comprehensive emergency services included, as working on the water poses a unique risk. tailor the coverage to the crew. for example, you will probably want a yacht crew insurance plan with a us-style benefit structure and features if you employ primarily american crew. make sure the plan that you select covers winter and water sports activities and anything else that your crew typically participates in, either as standard coverage or as an optional rider. work with a reputable yacht crew insurance broker., too many options. Our Insurance Specialists can guide you to the best plan for your needs, and your budget. Talk To A Broker!Call +1 954 828 1819 or +44 (0) 1624 678668 to speak with a broker about your specific insurance needs or fill out this form and we will get back to you within one business day. Want a Quote Online? Click Here... Eight Things Yacht Crew Should Know About InsuranceWritten by Melanie Langley and Marién Sarriera Marién, the founder of Yachts Mermaids and a former yacht crew member with over 15 years at sea, knows how frustrating, challenging, and daunting the topic of insurance can be. This is why she has partnered with Melanie Langley, a maritime insurance broker at Moore Dixon (MDBL) , well-known for its ACREW Superyacht Business Awards (Best Insurance Health & Medical and Best Service Provider Finalist). In order for you to understand how maritime insurance works onboard yachts and how to be covered as a seafarer when the unexpected happens, below we have listed 8 things you should know about yacht crew insurance. 1. Understand what insurance is It’s essential to understand insurance when discussing it. Insurance is a contract (called an insurance policy) in which, for a set sum (premium), you receive financial protection or reimbursement against losses from the insurance company. These potential losses are set out in the policy contract. 2. Know who’s in charge of supplying insurance onboard Usually, your employer purchases the insurance for the crew as a group, and the management company helps with claims. In other cases, you must purchase your insurance, and the vessel will refund you a monthly set amount stipulated in the contract. Sometimes, the Captain, Purser, or HOD may oversee crew insurance and can advise you if you need help with your claims. We recommend finding out who supplies the insurance, who the point of contact is, and how to make a claim.  3. Difference between P&I and medical insurance P&I (called Protection and Indemnity Insurance) is a type of insurance that yacht owners purchase to cover the potentially huge costs of any harm they accidentally cause to people, property, or the environment. Medical insurance is specifically designed to look after any illnesses or injuries you may have. Your medical insurance type may vary widely; some cover preventative checks, and some just cover emergencies. Most P&I insurance policies require medical insurance to be in place before they will offer any coverage. So, with a medical claim, the medical insurer is the first to respond financially. It is also worth noting that most P&I claims must be work-related. If medical insurance is provided, it would cover medical costs only. Depending on the severity of the injury, there could also be a potential claim for permanent disablement via the P&I policy. Some yachts also have additional personal accident insurance, which means your salary would be covered if you are injured while working. Again, this is why you must find out what coverage is provided onboard. Moore Dixon Brokers Limited does cover both groups and individuals for personal accident cover, so even if your yacht doesn’t provide this, you can still get it and protect your salary. Click here to learn more.  4. MLC flag states insurance coverage vs. other flag states Richard Johnson-Brown from Keystone Law shared that the MLC 2006 (Maritime Labour Convention) requires health insurance for all seafarers working on board commercial and private yachts that are part of the convention. MLC does not directly apply to yachts flagged in states that have not ratified it, such as the United States of America. But if your country of residency has ratified the MLC 2006, this could mean that the MLC 2006 standards on board ships, as implemented nationally, would also apply to protect you. This information can be found in Article V, paragraph 7, of the MLC 2006. “So, in effect, while health insurance is not a requirement for yachts flagged in non-MLC flag states, an MLC flag state/country may nevertheless require the yacht’s seafarers to have health insurance if they call at the state’s ports (the extent to which this is enforced depends on each individual MLC flag state and their PSC).” To expand on the USA insurance requirements, as it is not an MLC signatory and does not have to comply, Oleg Otten, Michael Karcher, and Roberto Rodriguez Allen from Robert Allen Law shared with us that the USA has its own legislation called The Jones Act, which ultimately gives the employer a duty of care for their crew. “The USA did not ratify the MLC, and the USA has no legislature comparable to the MLC. There are some relevant USA employment laws (for example, laws against discrimination) and case laws on seamanship rights, which all employers should follow in the USA. But beyond that, the key document is the employment agreement (SEA)/contract. There is no legal requirement to provide health insurance, regardless of tonnage or registration. The legal requirement kicks in only when and if a crew member is injured while serving on the vessel, and it applies to “maintenance and cure” referenced below.  The traditional remedies of Maintenance and Cure provide an employee (crew member) of a seagoing vessel with a daily living allowance designed to cover food and lodging (Maintenance) in addition to actual payments for therapeutic, medical, or hospital expenses (Cure) during periods of illness or injury while the employee is in the service of the ship. The right to such benefits “extends during the period when [he or she] is incapacitated to do a seaman’s work and continues until he or she reaches maximum medical recovery. The “Cure” doctrine requires the vessel owner to pay for the seaman’s medical treatment until the seaman reaches “maximum medical cure.” Maintenance is supposed to give the seaman the wages he or she would have earned to the end of the voyage and enough compensation to provide the seaman with room and board comparable to that offered on the vessel. However, seamen are entitled to maintenance payments even if they did not live or sleep aboard the vessel. Under most circumstances, if a seaman is injured or falls ill while “in the service of the vessel,” the employer must pay maintenance and cure even if the employer was not at fault, or sometimes even when the illness or injury is unrelated to your employment. A seaman also has the right to sue his or her employer for negligence under the Jones Act, 46 U.S.C. § 30104, in addition to the claim for maintenance and cure. Damages for negligence can include pain and suffering, loss of earnings, future medical expenses, and the inability to enjoy life. This requires a showing of negligence by the seaman’s employer. That said, while there may not be a specific legal requirement for health insurance coverage for crew members, it is common practice and advisable for yacht owners to provide insurance coverage for their crew as part of their employment benefits package. This can include health insurance and other types of insurance, such as workers’ compensation and liability insurance.”  5. Be informed about Death and Disability coverages If you were to pass away or experience a permanent disability, would you be protected? Finding out if the vessel has a Death and Disability coverage is crucial information you should know. Again, from boat to boat, this will differ. That’s why we highly recommend you always have this type of insurance as personal coverage. It’s important to remember that standard insurance from your home country might consider yachting a ‘dangerous’ occupation and not cover you. So, it’s worth going to a seafarer-specific insurance provider like MDBL to support your scouting for coverage at sea. 6. The most essential coverage for yacht crew Medical insurance is the single most important insurance for a crew member working on a yacht. This is mainly because you will be working in different countries with distinct health systems than your country of residency, where you may have some level of coverage in public health service or a local policy. This becomes even more essential if you are working in the USA/Canadian waters, as the medical bills in these countries are likely to give you nightmares!  7. When to get insured The time to get your personal insurance is NOW, even if you think you don’t need it. It is essential to know that the healthier you are, the easier it will be to get coverage, as sometimes it’s too late to obtain personal medical insurance when you already have a pre-existing medical condition. The insurer may either exclude the condition, place a loading (extra cost), or, in some instances, choose not to offer you cover. If your boat doesn’t provide cover, get it yourself. Freelance and yacht crew between jobs must get themselves protection through coverage. It’s too easy to think it won’t happen to you, but unexpected health issues, accidents, death, and disability do happen to crew just like you. How often have you seen a donation campaign for the crew that thought it couldn’t happen to them? 8. How to get insured Only a few companies offer individual plans for yacht crew, but many offer group policies. If you want to discuss your options for individual or group policies, I highly recommend contacting Melanie Langley from Moore Dixon Brokers Limited. You can contact her at [email protected] We hope these eight tips have clarified and given you important insights about seafarers’ insurance on yachts. Download the Yachts Mermaids Basic Seafarer Rights Guide to continue your seafarer rights education.  Special thanks to Richard Johnson-Brown from Keystone Law for his valued input regarding MLC 2006 and to Oleg Otten, Michael Karcher, and Roberto Rodriguez Allen from Robert Allen Law for their excellent and detailed explanation of U.S.A maritime employment law. Melanie Langley is a Director at Moore Dixon Brokers Limited. She has been with Moore Dixon for 13 years, previously based in Palma, Mallorca, and now based back in the U.K., in Somerset. She is a member of the Chartered Institute of Insurers. Contact Melanie at [email protected] Marién Sarriera is a former Chief Stew with over 15 years at sea and founder of Yachts Mermaids , a platform that provides resources, tools, and support for yacht crew. She is also a human rights advocate for seafarers. Through her Uncensored show via Yachting International Radio, maritime staff can have their voice heard to empower and inform others about their rights, equality, social justice, inclusion, mental health, and how to create a safer work environment to work in. You can watch or listen to it here .
MARINE CREW INSURANCE & YACHT INSURANCEInsurance for yacht captains and crew members. YOUR MEGA YACHT INSURANCE & MARINE CREW HEALTH INSURANCE SPECIALIST WORLDWIDE LOCATED IN FORT LAUDERDALE, FLORIDA INDIVIDUAL CREW INSURANCEFinding quality health insurance that will work for you! All plans cover you on and off the yacht, anywhere in the world, whether you’re working on the yacht or on your time off. View marine insurance coverage provided by GeoBlue, IMG or Azimuth! GROUP CREW INSURANCEThe professional yacht crew needs dependable coverage worldwide. Global yacht crew Group Medical policies cover all crew members working on the yacht and on their leisure time. View marine insurance coverage provided by GeoBlue and IMG! SUPER OR MEGA YACHT INSURANCEHull & Liability Insurance Coverage for Mega & Superyachts worldwide. Two common types of yacht insurance policy: “All-Risk” policy and a “Named Perils” policy. Marine Crew Individual INSURANCE PLANS Most Popular GeoBlue Navigator Health PlanThe policy uses the Blue Cross/Blue Shield PPO network, available in ALL 50 states. Yacht Crew Insurance Overview
 Insurance Highlights
 IMG Global Crew Medical InsuranceGlobal Crew Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. A long-term (1+ year), annually renewable, comprehensive worldwide medical insurance program for professional marine captains and crew. 
Get the Latest News!Yacht Shows and Events Find the next Yacht Show. From Monaco to Fort Lauderdale, uncover the hottest spots in yachting exhibits. Stunning photos and behind-the-scenes glimpses of luxury at sea.. Visa info and application for nonimmigrant marine crew visitors Visa Requirement & AgreementTemporary b1/b2 visa for yacht crew. If you are a non-U.S. resident and you are working on a yacht that navigates the United States waters, you need to have a B1/B2 visa. Yacht Crew Traveling in EuropeSchengen agreement, new requirements to travel to europe. Travel More & Worry Less TRAVEL INSURANCE COVERAGE Short-Term and Long-Term! The temporary insurance plans offered by GeoBlue and IMG are available to US Citizen’s traveling internationally and Non‐US Citizen’s traveling outside their home country. Marine Crew Insurance Sales & Recognition GOOGLE REVIEWS about Superyacht Insurance GroupYacht insurance experts.  WHY SUPERYACHT INSURANCE GROUP?One-stop shop. SYIG is a full-service broker, offering Crew Medical, Life Insurance, Travel Insurance, Disability Income and Yacht Insurance. SYIG has been catering to the Marine Industry since 2002. Yacht Captain Steve Rodda, with more than 30 years’ experience running ships and luxury yachts, acts as a consultant. Personalized SeviceSYIG’s VIP Client Service is our competitive advantage. We focus on building trusting and personal relationships with you and offer objective advise and dependable customer service. Get in touch333 Las Olas Way, CU1, Ft Lauderdale, FL 33301 O : (+1) 954-323-6733 T: (866)-635-1445 MONDAY-FRIDAY: 09:00 – 19:00 SATURDAY-SUNDAY: 10:00 – 14:00 SUPERYACHT INSURANCE GROUP more on FacebookLocation, location, location. SYIG IS SERVING THE GLOBE! LOCATIONS INCLUDING THE FOLLOWING (but are not limited to): Fort Lauderdale, Miami, Palm Beach, Palma, Barcelona, Antibes, Montecarlo, Italy, St Maarten, Bahamas, Australia. COVERAGE FOR CREW OF ANY NATIONALITY. Including, but not limited to: South Africans, Australians, US, Canadians, UK, Spanish, Italians, French, Danish, Swedish etc.
Corporate Websites Superyacht Insurance GroupCopyright © 2024 – All Rights Reserved Superyacht Insurance Group Terms of Usage Agreement Privacy Policy Site development by Webalise  AZURE YACHT CREW HEALTHSpecialized plans for worldwide crew, be confident and covered, modern + professional crew health insurance, azure yacht crew health - superior knowledge.  Superyacht Crew Shoreside Industry Bluewater Cruisers COMMITTED TO THE WELFARE OF YOUR SEAFARERS AND THEIR FAMILIES MLC 2006 COMPLIANT BENEFITS INSURANCE FOR YOUR SEAFARERS Seafarers deserve the same care and concern, the same right to benefits, the same access to the best medical treatment, the same security expected and enjoyed by those who work ashore. This is the vision that has inspired Crewsure. For too long the tough life of the seafarer has gone unnoticed, but that has now changed. Legislation is bringing reform and improvements to working conditions, and Crewsure offers a product for this moment. Crewsure Marine is a single insurance policy embracing today’s needs and benefits; personal to the seafarer, yet paid by the employer. At last a seafarer’s insurance can match that of the shoreside employee. From the outset collaboration with the Maritime Community has been fundamental to Crewsure’s development. Discussion with representatives of both employers and employees has engendered enthusiasm and support, and the collegiate approach will continue to underpin Crewsure’s future growth. We have developed Insurance products that recognise the needs, concerns and differing legal requirements of seafarers and have sought to distinguish between those who serve the commercial shipping community and those aboard yachts. W hat we D o CREWSURE MARINECrewsure Marine is designed to meet the requirements imposed by MLC 2006 to provide ships' crew personalised medical benefits, injury cover, death in service, sick pay, loss of baggage and repatriation. For the owner, it also provides crew replacement cover and can be extended to include unpaid wages from abandonment.  CREWSURE YACHTSCrewsure Yachts is designed to meet the requirements of the Maritime Labour Convention and to provide Yacht crew essential coverage:including Medical Expenses and Repatriation - Personal Accident - Death in Service - Personal Effects - Crew Replacement.  CREWSURE PROTECTCrewsure Protect is designed to protect both yacht and marine crew against wrongful detention, kidnap, extortion, terrorism or violent crime.  CREWSURE FINANCIALCrewsure Financial provides the MLC requisite certificate confirming that all crew will receive unpaid wages and repatriation home with cover extended to provide a daily living allowance, medical and injury cover whilst awaiting repatriation home.  CREWSURE FAMILYCrewsure Family is designed to enhance cover provided under Crewsure Marine to extend medical benefits to the crew’s families living in their home country. L atest N ews Unhappiness GrowsThe Mission to Seafarers has published the latest Seafarer Happiness Index.....  Action on Seafarer WellbeingReported today in Splash 'Pragmatic action on seafarer wellbeing crucial...'  Riding a Bevy of Black SwansSteven Jones has written an interesting article in the Daily Splash today:  Crewsure News
The following attachment is an email we recently received from Mayf... 
 Global Mariner Plan →Individual Health Coverage from $75 per month (excluding US & CAN). Read More  Navigator Plan →GeoBlue Navigator Health Plan. Worldwide medical coverage designed for maritime crews and employers. Read More  Global Crew Medical Insurance →A long-term, worldwide medical insurance program for professionnal marine captains and crew. Read More  the atlass insurance group PORTFOLIO OF INSURANCE SERVICES insurance risk managers & brokers+1 800.330.3370, 954.525.0582, insurance agents login.  A RISK STRATEGIES COMPANY International Yacht Crew InsuranceOur goal is to help you find the best crew health insurance possible. Whether you are looking for group or individual coverage, be assured that we have researched the marketplace for you and will only recommend highly rated companies. Atlass will also partner with two excellent industry leaders in the international yacht crew insurance markets to meet the needs of today’s multi-national crew and crew positions. At Atlass Insurance, we take the time to listen to your needs.Two choices in yacht crew insurance, mhg insurance. MHG Insurance introduced crew benefits to the marine industry in 1991, and has been providing insurance advice and solutions ever since. Whether you are looking for individual or group coverage, MHG has established an unrivalled reputation for providing quality crew insurance products from top rated carriers matched with a high level of service. Seven CornersSeven Corners provides a comprehensive selection of international medical and travel insurance programs to people throughout the world. Whether you are a foreign national visiting the United States or a U.S. citizen traveling on vacation, Seven Corners has a product for you. Knowledgeable and Experienced Insurance Specialists - L Log in to Markel
US customer loginLog in to make a payment, view policy documents, download proof of insurance, change your communication and billing preferences, and more. Log in to access admitted lines for workers compensation, business owners, miscellaneous errors and omissions, accident medical, general liability, commercial property, farm property, and equine mortality. Markel OnlineLog in to access non-admitted lines for contract binding property & casualty, excess, and commercial pollution liability. MAGIC Personal Lines portalLog in to access personal lines products including marine, specialty personal property, powersports, bicycle, and event insurance. Markel SuretyLog in to access Markel's surety products.
 Yacht insurance The marine insurance leader for over 45 years. Find a Markel marine agent and get a free, no-obligation quote today. If you love your yacht, you’ll love our insurance. We’ve been the yacht insurance leader for over 45 years because we provide coverages that fit your yacht and your lifestyle. Markel yacht insurance can offer distinct advantages in coverage features, options, knowledge and experience. Why do you need yacht insurance? Whether you own a yacht or a houseboat, we understand it’s not a typical boat and shouldn’t be covered by a typical boat insurance policy. That’s where we come in—each Markel yacht insurance policy can be customized to fit your yacht, your needs, your budget and your style. Still not sure?Here’s a few of the potential advantages to insuring your yacht with us:. More complete coverage than any other carrier at no additional cost. Experienced yacht underwriters and marine claims specialists who provide prompt, responsive service. Discounts and cost-effective coverage options to save you money. Flexible payment options. Save money by customizing your yacht insurance Actual cash value coverage (ACV) Reduce your coverage to ACV, which factors in depreciation of your yacht should you have to file a claim. Lay-up option We’ll discount your yacht insurance premium during the winter months when your yacht is not in use. Higher deductibles If you can manage minor repairs to your boat on your own, selecting a higher deductible will reduce your premium. Windstorm exclusion Live in an area that isn’t at risk for a hurricane? You may consider removing windstorm coverage from your policy. Liability only Coverage in case you damage another yacht and/or person (doesn’t require a survey—even for older boats). What we offerWe offer coverage for a variety of watercrafts over 26 feet in length, including:.
Our coverages can include:
Hull and equipment insurance protection including:
Windstorm extra expense If there is a named storm, watch or warning, we will share the expense with you to help protect your yacht before the storm makes landfall. Personal effects coverage For all the “extras” you physically bring onto your yacht. (i.e., smart phone, camera, etc.) Emergency towing and assistance Coverage for towing expenses if your yacht happens to get stuck in or out of the water, including the delivery of gas, oil and parts. Rental reimbursement coverage Coverage for when your yacht is being repaired from a covered loss. Uninsured boater Unfortunately, not all boaters on the water have insurance. This coverage helps protect you and your family members if you are injured in an accident caused by an uninsured boater. Coverage is automatically included if watercraft liability is purchased. Pollution liability Pollution coverage helps protects you if you are held legally liable due to an oil pollution leak or spill. Medical payments Coverage for injuries suffered during an accident on your yacht. Paid crew (Jones Act) Protection for you if you are legally responsible for injuries to a paid captain or crew member while on your yacht. Protection and indemnity Coverage in the event that you are responsible for injuries to another person, or damage to their boat or property. Wreck removal is included with purchase of hull coverage.
Frequently asked questions about yacht insuranceGeneral questions. How much coverage do I need? Each boat, person, location and situation is different. There isn't a good way to give a "ballpark" figure for how much coverage you need. It’s best to evaluate your comfortable level of risk when protecting your boat, assets and passengers. Your best option is to call our boat specialists at +1.800.236.2453 to discuss the best coverage for you. Can I insure my yacht for liability only? Yes, we offer protection and indemnity (liability only) coverage to help protect you in case you are responsible for injuries to another person or damage to another boat or property. Many carriers do not offer liability-only policies for yachts, or if they do, require a survey. However, Markel’s protection and indemnity coverage does not require a survey, so you’re able to do what you love without worries out on the water. Will my policy cover normal wear and tear of my yacht? Most insurance policies will not cover normal wear and tear of your yacht and the deterioration or the resulting damage. However, if your yacht is damaged from fire, explosion, sinking, collision or stranding, you may be protected under our consequential damage coverage. Can I use my yacht for chartering? We know that sometimes yacht owners charter their yacht for sightseeing tours or even sport fishing to help offset some of the costs of owning a yacht. Markel offers an optional limited charter coverage for these situations provided the captain of the watercraft has a minimum of 2 years loss-free experience of yachting. Additional restrictions may apply. I live on my yacht. Am I covered? Markel provides live aboard coverage. Be sure to disclose that you live aboard to your agent. My yacht is in a corporation's name. Can I still insure it with Markel? Our yacht insurance policy can cover corporately titled boats for both personal use and client entertainment. We do require all corporately titled boats designate a designee of the watercraft. Contact your agent to learn more. Do I need to insure my yacht in the winter? It may seem that since you don't use your yacht in the winter you don't need to insure it. This is a risky way of looking at insurance and one that we have seen cost far too many people far too much money. Your yacht is at risk for damages at all times of the year, not only when it's on the water. For example, if your yacht is placed in storage for the winter and is damaged, you will not have any assistance in paying for those repairs without an active insurance policy. Do you cover unique boats? We offer coverage for various kinds of boats that other insurers may shy away from, including: high performance boats, airboats, hovercraft, etc. Not sure if your watercraft will be covered? Give us a call at +1.800.236.2453 to speak with one of our marine insurance specialists. What kind of fishing equipment is covered? Your rods, reels and tackle are automatically covered under your personal effects coverage up to the limit purchased. If that coverage isn't sufficient, our fishing equipment coverage provides insurance protection at replacement cost. Please contact one of our marine insurance specialists at +1.800.236.2453 to find out more. Claims questionsHow do I file a claim? We understand that no one wants to file a claim. That's why we do everything we can to make the process as painless as possible. You can report your yacht insurance claim by calling our office at +1.800.236.2453 or submit your claim online and we'll take it from there. How long will it take for my claim to be processed? We are committed to investigating, evaluating and resolving marine insurance claims in a timely manner. Is there anything I can do to help speed up the claim process? Yes, you can help streamline the claims and settlement process and avoid delays by providing the following information when you file your claim:
 Additional resourcesRelated articles. From boat safety tips to breaking down yacht insurance, find the information, advice, and resources you’ll need all in one place. Warrior SailingMarkel is a proud supporter of Warrior Sailing, an organization dedicated to healing and strengthening the lives of veterans through sailing. Visit warriorsailing.org to learn about Warrior Sailing and how you can donate to the program so they can continue to help the lives of wounded veterans. Related products Specialized coverage designed specifically for boats 26 feet or less, such as pontoons, runabouts, fishing boats and more.  Personal watercraftInsurance for personal watercrafts (PWCs) such as a Jet Ski, Sea-Doo or WaveRunner.  High performance boatCoverage for speedboats greater than 26 feet in length and capable of speeds 66 to 120 m.p.h. About Chubb: About Chubb About Chubb: About Chubb in the U.S. About Chubb: Careers About Chubb: Citizenship About Chubb: Investors About Chubb: News Claims: Claims Claims: Claims Difference Claims: Claims Resources Claims: Report a Claim Login / Pay My Bill: Login for Business Login / Pay My Bill: Login for Individuals Login / Pay My Bill: QuickPay for Businesses Login / Pay My Bill: QuickPay for Individuals Login / Pay My Bill: APT for Travel Advisors Contact Us: Contact Us Contact Us: Global Offices 
Yacht InsuranceProtect your superior watercraft with superior protection from Chubb.  Chubb has been a leading provider of yacht insurance for over 100 years, offering some of the most comprehensive policies available for private, pleasure watercrafts. Being on the water is an experience of peace, calm, and new adventures on the horizon. It’s an experience you want to protect. Our Masterpiece® Yacht insurance policy offers superior coverage for pleasure yachts 36 feet or greater in length. And for captained vessels 70 feet or greater in length and valued at $3 million or more, our Masterpiece Yacht Preference policy has the specialty coverages you and your crew need. Masterpiece® Yacht Policy HighlightsAgreed Value Coverage We pay the entire agreed amount, with no deductible, for a total loss. With our Masterpiece Yacht Select policy, eligible vessels can receive Replacement Cost coverage up to 120%. Liability Protection Limits of coverage to suit your personal needs, including: legal defense costs, liability as required by the Oil Pollution Act of 1990, wreck removal, and Jones Act coverage for paid crew. Replacement Cost Loss Settlement Repair or replacement of covered property is paid for without deduction for depreciation for most partial losses. Uninsured/Underinsured Boater Coverage Pays for bodily injury to persons aboard the insured watercraft who are injured by an uninsured owner or operator of another vessel. Medical Payments Reasonable medical and related expenses are included for all those onboard, boarding or leaving the covered vessel. These benefits are provided on a per person basis, rather than per occurrence. Optional and customized limits are available. Search & Rescue Up to $10,000 for the expenses incurred by an insured in relation to a governmental unit such as the United States Coast Guard (USCG) who provide emergency aid and assistance are included for no additional charge. With our Masterpiece Yacht Select option, coverage is available up to $25,000. Longshore and Harbor Workers’ Compensation Act (LHWCA) When Liability coverage is purchased, coverage is automatically provided for those employed aboard the vessel who are within the jurisdiction of the LHWCA. Personal Property & Fishing Equipment Coverage Protection is automatically included for the clothing, personal effects and fishing gear of the boat owner and their guests. Optional higher limits are available. Coverage for Marinas as Additional Insured Marinas, yacht clubs and similar facilities where clients keep their vessels are included as Additional Insureds. Trailer Coverage We automatically include coverage up to $5,000 for your trailer used with your insured vessel. Higher limits are available. Emergency Towing & Assistance Our policy includes this coverage with optional higher limits available. Boat Show & Demonstration Coverage We automatically provide this coverage, at no additional charge. Precautionary Measures We will pay up to the policy limit the reasonable costs incurred to haul, fuel or dock the insured watercraft endangered by a covered peril. Bottom Inspection We will cover the reasonable costs to inspect the bottom of an insured vessel after grounding, stranding, or striking a submerged object. There is no deductible for this coverage. Oil Pollution Act of 1990 (OPA) Coverage If Liability coverage is purchased, our policy provides coverage in addition to the Liability limit, up to the required OPA statutory limits, regardless of the Liability limit chosen. Additionally, if the OPA statutory limit is increased in the future, our policy will automatically increase the applicable OPA limit to match the new higher statutory limits. Temporary Substitute Watercraft Up to $5,000 to charter a temporary substitute watercraft if the insured vessel is out of commission due to a covered loss and cannot be repaired within 72 hours. With our Masterpiece Yacht Select policy offering, the limit of Temporary Substitute Watercraft is increased to $10,000. Marine Environmental Damage Coverage This feature provides protection up to $10,000 for fines and penalties as a result of marine environmental damage, as defined by the policy terms. Coverage is provided in addition to the insured's applicable Liability and OPA limits. With our Masterpiece Yacht Select policy offering, the limit of Marine Environmental Damage Coverage is increased to $25,000. 57% of boating accidents happen on calm days with waves less than 6 inches. Chubb offers some of the most comprehensive protection and services available rain or shine. *Source: 2016 Recreational Boating Statistics, United States Coast Guard Masterpiece Yacht PreferenceMasterpiece Yacht Preference fulfills the specialty insurance needs of luxury yacht owners with captained vessels 70 feet in length and greater, valued at $3 million or more. No depreciation applies on the following items Machinery inside the hull, Personal Property, dingy/tender, and Personal Watercraft. Emergency Towing Service We include coverage up to the amount of Property Damage with no deductible. The medical payments limit offered is on a per occurrence basis, and we will pay costs incurred up to three years from the date of occurrence. Marina as Additional Insured The marina, yacht club, or similar facility where the insured yacht is docked, moored, or stored is included as an Additional Insured. Captain and Crew Coverage Liability coverage is extended to the captain and crew members serving aboard the insured yacht. Defense Costs Defense costs are included in addition to the limit of liability and includes up to $50,000 loss of earnings. Mooring or Slip Rental Agreement Waiver When waiver of subrogation is required through a written contract by a yacht club, marina, or similar facility used for the purpose of storage or slip rental, our Masterpiece Yacht Preference policy will permit an insured to waive their rights of subrogation.  Masterpiece® Recreational Marine Insurance Brochure Your client’s guide to watercraft protection. Make sure they’re protected, with the right coverage, so they can relax on and off the water. Related CoverageWe provide exceptional boat insurance with tailored protection. We help you stay ahead — and informed with these helpful tips and tricksThis information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.  Find an AgentSpeak to an independent agent about your insurance needs. InsuranceMhg offices. Calls are answered in English by our offices in Fort Lauderdale, Hamburg and the Isle of Man. MHG Services Inc.Mhg ocean benefits ltd, yacht crew insurance. International Health insurance designed with crew in mind. Let's Talk Yacht Crew insurance is our focusYacht Crew insurance for individuals, groups, and fleets. Your crew deserves the best Health insurance. As a yacht manager, captain, or purser, you already have a lot of responsibility. Worrying about your crew’s healthcare is something we can take off your hands. Our insurance specialists have a wealth of knowledge and experience in the yachting industry to deliver the best insurance products for your budget while also handling the claims, communication, and administration that come along with it. We'll also find the right balance between protecting the owner’s liability and financial interests while providing the crew with the appropriate coverage. Are you looking for individual Yacht Crew insurance options? We can help with that as well. Yacht Crew insurance coverage highlightsBenefits to keep crew fit and healthy while at work or ashore. Yacht Crew insurance is Health insurance coverage designed to cover the unique work environment and adventurous lifestyle of yacht crew. Plans are designed to respond to the international work requirements of yacht crew and contain all the benefits they need to stay fit and healthy, wherever the vessel’s itinerary takes them. Plans can be benefit rich or offer basic coverage. With simple billing and administration, Yacht Crew insurance plans can be easily managed from anywhere in the world. Depending on the Yacht Crew insurance plan selected, coverage can include:
The benefits of benefitsBenefits are a win win! Here’s how yacht crew and yacht owners can benefit from having a Yacht Crew insurance plan. Yacht Crew Benefits
Owner Benefits
What other insurance plans are available to yacht crew?Build a comprehensive Crew Benefits package for your team. Yacht Crew insurance goes beyond just medical coverage. Consider adding the following options to create a comprehensive benefits package for your crew. Some benefits are offered only on a group basis.
Common questions about Yacht Crew InsuranceWhat does yacht crew insurance cover, yacht crew insurance is international health insurance that provides coverage for routine doctor visits, preventative care, and emergency medical services. optional coverage for adventure sports, maternity, and dependent coverage are typically available. coverage is primary to the yacht’s p&i policy., how much does yacht crew insurance cost, the itinerary of the vessel, average age of the group, and plan features are just some of the many variables that can affect the cost of a yacht crew insurance policy. based on your budget and requirements, mhg’s insurance specialists will provide you with viable options that provide the best coverage for your price point. if you’re looking for individual coverage, age, gender, and sometimes nationality can affect the cost of the insurance plan., doesn’t the yacht’s insurance cover me if i get sick or injured, in most cases, yes, the vessel owner is responsible if you are hurt on the yacht. what about when you’re not on the yacht, enjoying time on shore having proper health insurance provides a lot of peace of mind and a defined benefit whether you’re on or off the yacht., what should i keep in mind when selecting a yacht crew insurance plan, selecting the best yacht crew insurance plan for yourself or your group can be difficult. here are some tips to make the process easier: choose a yacht crew insurance plan with comprehensive emergency services included, as working on the water poses a unique risk. tailor the coverage to the crew. for example, you will probably want a yacht crew insurance plan with a us-style benefit structure and features if you employ primarily american crew. make sure the plan that you select covers winter and water sports activities and anything else that your crew typically participates in, either as standard coverage or as an optional rider. work with a reputable yacht crew insurance broker., too many options. Our Insurance Specialists can guide you to the best plan for your needs, and your budget. Talk To A Broker!Call +1 954 828 1819 or +44 (0) 1624 678668 to speak with a broker about your specific insurance needs or fill out this form and we will get back to you within one business day. Want a Quote Online? Click Here...
Yacht Insurance ServicesInsurance programs. Yachting allows you to enjoy the best of the on-water lifestyle. Whether you own or are chartering, there is so much fun to be had on board a yacht, but with that fun comes liabilities. Marine insurance allows owners and charterers to cover all of the bases and protect themselves, their yachts, crews, new builds, refits and holidays against any unforeseen events that could take place. Additionally, marine insurance is available for shipyards, marinas and refit facilities to ensure peace of mind to all parties involved. The last thing you want to do while enjoying time with family and friends aboard a yacht is stress. Yacht and charter insurance provides you with the confidence to cruise anywhere in the world without worry. Protecting Your AssetsDiscerning owners and yacht charter guests expect the best but are prepared for the worst. That is why they ensure their yachts, crew, charters, refits and more are fully insured, providing them with peace of mind whenever and wherever they cruise. Below you will find a comprehensive list of the different types of insurance you can procure for all your yachting needs.  This type of coverage protects the hull, liability, tenders, toys and all of the exposure involved in yacht ownership or the operation of a yacht.  This type of coverage offers crew liability protection and provides major medical insurance in the event of a crewmember’s injury or illness anywhere in the world.  This type of coverage is for charter guests and protects against any liability issues that could occur during a yacht charter.  This type of coverage protects a charter guest’s investment in their holiday in the instance of an unforeseen event delaying or canceling their charter.  From megayachts to day cruisers and everything in between, this type of coverage offers comprehensive worldwide protection for your new build, maintenance program, major refit and more. Cruise Confidently Anywhere in the World Northrop & Johnson is proud to align with the world’s premier yacht insurance purveyors. As clients of Northrop & Johnson, we are delighted to introduce you to the industry’s top insurance firms in order to offer you the highest quality of protection for your assets.  Proud to be part of the MarineMax family © 2024 Northrop & Johnson
 To search, please enter either IMO № of the ship or number of the policy  Flexible transparent learning company Business model efficient for MAT market segment Flat and lean management structure Balance of interests, sharing of common values Our challenge - to be a niche market leader with a strong brand image Key ProductsLiability of shipowners and charterers Marine Hull and Machinery Aircraft Hull & Liability Crew insurance Cargo insurance Comprehensive mortgage Personal & corporate property Personal accident insurance Commitment to marine and transport insurance Comprehensive high quality service backed by sound underwriting and adequate reserves Claims handling carried out by experienced claims executives exchanging tacit knowledge with underwriters Dedicated team skilled and experienced in marine, focused on value creation for customers InsuranceMhg offices. Calls are answered in English by our offices in Fort Lauderdale, Hamburg and the Isle of Man. MHG Services Inc.Mhg ocean benefits ltd. Expert insurance advice for your busy life. Let's Talk Insurance Claims – When Crew Members Should File and Key Points to ConsiderPosted July 28 2022  MHG Insurance offers different insurance solutions for many areas of business. Our experience and role in the cruise industry is something that we hold in high regard. Our plans for officers and crew are tailor made to fit the maritime industry. If you have any questions regarding your existing employer group plan, or are interested in purchasing individual marine crew insurance , contact us at mhginsurance.com or call us at +1 954 828 1819 or +44 (0) 1624 678668. Our insurance specialists have the knowledge and experience to assist and guide you to the best coverage for your budget. Categories:
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Talk To A Broker!Call +1 954 828 1819 or +44 (0) 1624 678668 to speak with a broker about your specific insurance needs or fill out this form and we will get back to you within one business day. Want a Quote Online? Click Here...
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At MHG Insurance, our specialty is yacht crew insurance. Coverage with confidence. The right insurance for your yacht crew is as essential as the vessel itself, and we at MHG Insurance are here to ensure your crew is well-protected. With 30 years of friendly customer service, deep industry knowledge, and extensive experience, we've established ...
Worldwide group coverage for professional marine captains, crew members. $1,000,000 maximum benefit per insured person per period of coverage. Options for Primary and Secondary coverage to the Vessel's Protection and Indemnity Insurance. Coverage for individuals and dependents. Optional Sports Expansion add-on coverage available.
At MHG Insurance, we're here to help! Yacht Crew Insurance plans typically offer continuous coverage on and off the vessel, emergency evacuation/repatriation, winter and water sports coverage, amateur sailboat racing, maternity, and dependent options. In addition to Yacht Crew Insurance plans, we also have International Health Insurance plans ...
Trust MHG Insurance for the health and well-being of your crew Comprehensive Coverage, simplified. Navigating the high seas requires more than just skill and experience; it demands robust protection for your yacht crew. At MHG Insurance, a leader in Yacht Crew Insurance, we make a significant difference.
Written by Melanie Langley and Marién Sarriera Marién, the founder of Yachts Mermaids and a former yacht crew member with over 15 years at sea, knows how frustrating, challenging, and daunting the topic of insurance can be. This is why she has partnered with Melanie Langley, a maritime insurance broker at Moore Dixon (MDBL), well-known […]
SYIG is a full-service broker, offering Crew Medical, Life Insurance, Travel Insurance, Disability Income and Yacht Insurance. Since 2002. SYIG has been catering to the Marine Industry since 2002. Yacht Captain Steve Rodda, with more than 30 years' experience running ships and luxury yachts, acts as a consultant. Personalized Sevice
No waiting or confusing buttons to press: our Insurance Specialists pick up the phone! Contact Us Today! MHG Insurance develops innovative crew health insurance programs for the maritime industry in addition to advising US businesses on employee benefits and property and casualty insurance.
Providing health, life, and accident insurance for yacht crew worldwide. SPECIALIZED PLANS FOR WORLDWIDE CREW. With coverage in all corners of the world, including the USA. BE CONFIDENT AND COVERED. Wherever your travels may take you. ... ©2015-2021 AZURE YACHT CREW HEALTH - part of the SYL GROUP ...
CREWSURE MARINE. Crewsure Marine is designed to meet the requirements imposed by MLC 2006 to provide ships' crew personalised medical benefits, injury cover, death in service, sick pay, loss of baggage and repatriation. For the owner, it also provides crew replacement cover and can be extended to include unpaid wages from abandonment.
Why Choose Crew Insurance Services. Crew Insurance Services is an independent insurance brokerage firm, representing a wide variety of U.S. and European insurance carriers & Underwriters since 2002. We offer a comprehensive portfolio of insurance plans for yacht crew of ALL nationalities, designed to meet your global yacht insurance needs.
Our Global Reach. Available to you 24/7, Newcoast is always ready to assist clients anytime, anywhere in the world to ensure you're always protected. Our offices are conveniently located within the United States and Europe to diligently support our clients. Get the on-the-water protection you need with Newcoast yacht insurance services today!
MHG Insurance introduced crew benefits to the marine industry in 1991, and has been providing insurance advice and solutions ever since. Whether you are looking for individual or group coverage, MHG has established an unrivalled reputation for providing quality crew insurance products from top rated carriers matched with a high level of service.
The marine insurance leader for over 45 years. Find a Markel marine agent and get a free, no-obligation quote today. If you love your yacht, you'll love our insurance. We've been the yacht insurance leader for over 45 years because we provide coverages that fit your yacht and your lifestyle. Markel yacht insurance can offer distinct ...
Yacht Insurance. Protect your superior watercraft with superior protection from Chubb. Chubb has been a leading provider of yacht insurance for over 100 years, offering some of the most comprehensive policies available for private, pleasure watercrafts. Being on the water is an experience of peace, calm, and new adventures on the horizon.
If you have questions or need help finding the right Yacht Crew Insurance plan, our Insurance Specialists are available at any time. CONTACT US . Speak with an Insurance Specialist today! +1 954 828 1819 +44 (0)1624 678668 ; Call to get a quote, or to discuss your specific insurance needs and/or budget.
Yacht Insurance by IYC: The only yachting company with in-house megayacht insurance brokers. 3000 successful claims. Over 600 insured yachts. ... Yacht Insurance by IYC: The only yachting company with in-house megayacht insurance brokers. 3000 successful claims. Over 600 insured yachts. ... If you plan to employ crew, you can also call upon our ...
Northrop & Johnson is proud to align with the world's premier yacht insurance purveyors. As clients of Northrop & Johnson, we are delighted to introduce you to the industry's top insurance firms in order to offer you the highest quality of protection for your assets. Get a Quote. The last thing you want on your yacht charter is stress.
Why AMT. Commitment to marine and transport insurance. Comprehensive high quality service backed by sound underwriting and adequate reserves. Claims handling carried out by experienced claims executives exchanging tacit knowledge with underwriters. Dedicated team skilled and experienced in marine, focused on value creation for customers.
If your boat causes injury to others or damage to other boats, docks, or structures, boat liability insurance can help you.1 Injury or damage can be due to direct contact with your vessel or situations caused by your vessel, like large wakes. Boat liability coverage may provide protection against lawsuits, including the payment of settlements and legal fees.
U.S. MHG Services Inc. 1800 SE 10th Ave, Suite 320 Fort Lauderdale, FL 33316 +1 954 362 9838 Tel: 1 (877) 278-7400
Ingosstrakh provides P&I insurance both to Russian and foreign Shipowners, Managers, Operators, Charterers based on traditional international market conditions. Our P&I insurance offers 3 Classes covering Protection and Indemnity (P&I), Freight, Demurrage and Defense (FD&D), and insurance for charterers' risks (TCL).
Here are the 8 Things You Should Know about Yacht Crew Insurance. 1. Understand what insurance is— It's essential to understand insurance when discussing it. Insurance is a contract (called an insurance policy) in which, for a set sum (premium), you receive financial protection or reimbursement against losses from the insurance company. These ...
Rio de Janeiro. +55 21 2553-3238 Olá. Our offices. London New York Dubai Beverly Hills Athens Phuket Sydney Shanghai. Monaco Miami Hong Kong Palma Singapore Tokyo Mumbai Rio de Janeiro. Popular yacht charter destinations.
You've worked hard to build wealth. Umbrella insurance provides catastrophe protection to an individual or company against financially crippling lawsuits demanding substantial sums of money as damages. This coverage pays sums in excess of the underlying liability limits of your existing auto, home, or business policies.
Several hours into the search, the eight-member crew transmitted a distress message over radio at about 2:30 p.m. and other boats responded to its location, which was approximately four miles from ...